Stay Wealthy Retirement Podcast
Kanalinformation
Stay Wealthy Retirement Podcast
Retirement is too important to leave to guesswork, headlines, or conflicting advice. The Stay Wealthy Retirement Show is an award-winning retirement podcast designed to help you make smarter decisions with your money, reduce taxes, invest wisely, and create a retirement income plan you can trust....
Seneste episoder
275 episoder
5 Steps to Protect Your Aging Parents' Money (Before It's Too Late)
📥 Grab Your Free Estate Planning Resources:
Helping an aging parent with their money is a responsibility few families are prepared for.
...
Can $5M in T-Bills Safely Fund Your Retirement? (History Says No)
Kevin O'Leary says you only need one thing to retire safely:
$5 million in Treasury bills.
Not stocks. Not real estate. Just T-bills — a...
Why Great Savers Struggle to Spend (5 Steps to Fix It)
Research shows that retirees following traditional withdrawal rules rarely come close to depleting their portfolios.
In fact, many end up leavin...
6 Retirement Facts About Markets, Al Capone, and Living to 100
Today, we're stepping away from the spreadsheets, tax strategies, and retirement tactics to have a little fun.
I'm sharing six facts that challe...
Retirement Replay: The Five Things Happy Retirees Have in Common
A strong financial plan can tell you whether you can retire, but it may not tell you whether you'll feel ready.
In this Retirement Replay, beha...
Why $4M Still Doesn't Feel Like Enough to Retire (Listener Q&A)
At 63, David has $4 million saved.
Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can'...
Why Investors Bet 65% on a Familiar Fund Name (Even When the Investments Are Identical)
Imagine I hand you two mutual funds and ask how you'd split your money.
Same holdings. Same cost. Line by line, they're the exact same fund.
Why Saving for Your Future Self Won't Buy a Better Retirement (And What Will)
You spend 30 or 40 years protecting your future self.
Then you finally retire... and the person you were saving for never quite arrives.
T...
The 3 Questions That Reveal Your Real Inflation Risk in Retirement
When inflation makes headlines, it can feel like one of those retirement risks you just have to endure.
Saving, investing, tax planning, income...
5 Umbrella Insurance Mistakes That Leave Retirement Savers Exposed
Umbrella insurance isn't usually the first thing people think about when they picture retirement planning.
Most conversations focus on saving en...
Why 2 Retirees With the Same $1M Plan Ended $3M Apart
Two retirees. Same $1 million portfolio. Same 60/40 allocation. Same 4% withdrawal rate. Same 30-year retirement.
The only difference?
One...
The Real Reason Wealthy Retirees Still Wake Up Anxious (And the 4 Pillars That Fix It)
Many retirement savers assume the anxiety will lift once they hit a certain number.
Maybe it's $1 million. Maybe $2 million. Maybe $5 million or...
Why Waiting Until 70 for Social Security Can Backfire (And the Question to Ask Instead)
The math behind "wait until 70" for Social Security is real.
Hold off claiming from 62 to 70 and your monthly benefit climbs by roughly 77%.
3 Things to Review on Your Tax Return (And a Fresh Take on Social Security Timing)
Tax season is finally over.
The returns are filed, the stress is behind you, and the last thing you probably want to do is think about taxes aga...
The Most Overlooked Retirement Decision (It's Not Your Portfolio)
One of the biggest decisions you'll make in your 70s and 80s has nothing to do with your portfolio.
It's not about Social Security timing. And i...
The 6-Digit Code That Can Drain Your Retirement Account (And How to Stop It)
According to the FBI, Americans lost nearly $21 billion to cyber-enabled fraud last year—a 26% increase from the year before.
And the single lar...
The Real Cost of a Financial Advisor (And Why the 1% Math Is Misleading)
A viral claim keeps making the rounds: that a 1% advisory fee will drain hundreds of thousands of dollars from your retirement savings.
The math...
Why the Happiest Retirees Spend Their Money Differently
Saving for retirement is one challenge.
Feeling comfortable (and confident) enough to actually enjoy it is another.
Even when the numbers...
Why 59% of Stocks Destroy Wealth (And What Smart Retirees Do About It)
If you're in or near retirement, one bad investment decision can have lasting consequences.
And new research shows just how risky stock picking...
The Roth Conversion Rule Almost Nobody Explains Correctly (4 Scenarios That Make It Simple)
Now that the One Big Beautiful Bill Act has made the 2017 tax rates permanent, more retirees are taking a fresh look at Roth conversions.
But th...
5 Withdrawal Strategies to Boost Retirement Income (And How High You Can Really Go)
📝 Note: The 6.5% withdrawal rate is based on an 80% stock portfolio, a 30-year time horizon, and a 90% "confidence score." Thanks for your patience w...
Why Healthcare Before Medicare Shouldn't Stop You From Retiring Early
Health insurance is keeping millions of Americans stuck in jobs they'd otherwise leave.
In fact, 1 in 5 workers ages 50–64 say they're staying p...
The Retirement Income Mistake That Costs Investors Up to 6% Per Year
For 30 or 40 years, a paycheck simply showed up. Then one day, it stops.
Now you're staring at a portfolio and asking:
"How do I turn this...
The Retirement Risk That Changes Everything
Markets move every day. Headlines change every hour.
But the greatest threat to your retirement plan isn't volatility... it's something far less...
Why a Stock Market Crash Won't Ruin Your Retirement (and What Actually Will)
Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments.
See how they fit together i...
Annuities Explained: When Guarantees Help—and When They Hurt Your Retirement
Annuities are often sold as a simple solution to a complicated retirement problem.
Guaranteed income. Protection from market volatility. Peace o...
The Best Investment for Your Retirement (It's Not What You Think)
What makes an investment "good?"
It seems like a straightforward question, but the answer is more subjective than most people realize.
Re...
What Happens to Your Taxes When a Spouse Dies (And How to Plan Ahead)
After decades of filing taxes together, most couples assume their retirement plan will continue largely unchanged if one spouse passes away.
But...
How to Use 2026 Market Outlooks to Plan for Retirement
Every year, Wall Street rolls out its market predictions.
Targets get published, expectations get set, and the headlines make it sound like the...
2026 Tax Changes Explained (Including 2 Rules Causing Confusion)
Every January, we go through the same routine.
Limits adjust, brackets shift, and most years it's just a quick refresh.
But 2026 is differ...
The 7 Questions That Shape a Confident Retirement
After decades of saving and doing the right things, most people expect retirement to feel clear.
But for many, it doesn't.
Not necessaril...
7 Investing Facts Every Retirement Saver Needs to Hear
It's that time of year again—time to step back from the complex tax strategies, Roth conversion debates, and retirement planning deep dives… and have...
3 Tax Planning Strategies Most Retirement Investors Overlook
💥 Download the freshly updated 2026 Tax Planning Cheat Sheet (PDF): www.youstaywealthy.com/cheatsheet
***
Most year-end tax advice is gen...
"Happy Thanksgiving (Yes, Even the Jerks)": Wisdom from Warren Buffett
The Oracle of Omaha is officially "going quiet."
In a rare and deeply personal announcement, Warren Buffett published what appears to be his fi...
Why Retirees Fear Running Out of Money — Even Though They Rarely Do
Everyone fears running out of money in retirement—even millionaires.
What most people don't realize is that research shows most retirees rarely...
The Truth About Long-Term Care Insurance (and When to Buy It)
Sales of "traditional" long-term care insurance have fallen 92% since 2002.
Meanwhile, hybrid policies have surged to over 500,000 sales a year....
Long-Term Care: A 5-Step Process to Determine If You Can "Self-Fund"
You've heard it before—70% of Americans over 65 will need long-term care.
While that number is technically true, it's also misleading.
Bec...
8 Red Flags You’re About to Get Scammed
Americans lost a record $16 billion to scams in 2024—nearly 40% from investment fraud alone.
The trend is moving in the wrong direction.
...
6 Reasons Why Delaying Social Security Might Hurt Your Retirement
Most experts say the smartest Social Security move is to wait until age 70 to claim.
On paper, the logic seems simple—delay claiming, and you'll...
7 Signs You’re Closer to Retirement Than You Think
We've been told our whole lives that retirement happens at 65—maybe 62 if you're lucky.
But in my experience, that traditional timeline isn't al...