How to Money
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How to Money
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased...
Seneste episoder
154 episoder
Preparing for the Unthinkable w/ Chanel Reynolds #1172 (Bestie Ep)
Dying without the proper documents in place can cost your loved ones a ton of money! The latest research shows that probate can easily take a 3% to 7%...
Ask HTM - Vital Insurance That’s Not On Your Radar, Budgeting w/ A Variable Income, & Taxes Owed When You Sell Your House #1171 (Bestie Ep)
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
AMA: Better Know the Podcast Hosts! #1170 (Bestie Ep)
Check out our first ever AMA: an ‘ask me anything’ where we focused on personal questions as opposed to personal finance related content! Typically we...
Mental Health is Financial Health w/ Aja Evans #1169 (Bestie Ep)
The fundamentals of personal finance aren’t all that complicated- there’s a reason why we came up with the Money Gears: 7 straight forward steps to ta...
Ask HTM - Are FSAs Worth The Hassle, Making Too Much for a Roth, & Mentally Shifting from Saver to Spender #1168 (Bestie Ep)
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
The Science of Smarter Spending #1167 (Bestie Ep)
We love nerdy board games! And one of the things that makes them fun, besides getting to play them with friends and family, is the competition for sca...
Turning Thousands Into Millions w/ Paul Merriman #1166 (Bestie Ep)
Sure you could simply invest in a target date fund, or even take the more aggressive path by going all-in on equities and investing solely in the S&P...
Ask HTM - Societal Impact of Credit Card Fees, Auto Transfer vs Auto Invest, & Shielding Your Credit Report from a Bill in Collections #1165 (Bestie Ep)
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Buffettisms: Lessons from the GOAT Investor #1164 (Bestie Ep)
Who is the greatest actor of all time? You might have an opinion- maybe it’s Meryl Streep or Daniel Day-Lewis, but this would likely lead to a pretty...
The Myth of the Broke Millennial w/ Dr. Jean Twenge #1163 (Bestie Ep)
There’s a massive difference between how something feels versus the actual reality. We’re talking about vibes as opposed to empirical evidence. And th...
Ask HTM - (Gun) Hobby Spending Disagreements, International Roaming with the Low Cost Providers, & Managed Retirement Accounts FTW? #1162 (Bestie Ep)
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
The Harsh Realities of Real Estate Investing #1161 (Bestie Ep)
Is homeschooling the best move for your family? Maybe!? That depends on so many factors like your family values, the goals for your career, what resou...
Military to Millionaire w/ Lacey Langford #1160 (Bestie Ep)
Only 9% of young Americans have shown an interest in serving in the military according to the latest figures- we’ve seen a precipitous drop which mean...
Ask HTM - Losing Weight to Gain Wealth, Free Car Leases, & Hacking Mortgages #1159
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
The Understated Power of Stealth Wealth #1158 (Bestie Ep)
Clark Kent has a nerdy newspaper job, he’s got thick glasses- he’s definitely not cool in the city of Metropolis. But when he pulls back the white but...
What Most People Get Wrong About Paying Off Debt w/ Johanna Samara #1157
Student loan balances are climbing, credit card debt is hitting new highs year after year, new forms of borrowing like buy now pay later seem to appea...
Ask HTM - Looking a Gift House in the Mouth, Prepaid Visas, & Wealth Inequality in the US #1156
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Post-Graduation Money Advice for the Real World #1155 (Bestie Ep)
Getting your driver’s license was a liberating milestone worth celebrating because it meant you no longer needed your parents to drop you off at work,...
Earn Your Freedom: Doing the Work That Pays Off w/ Bola Sokunbi #1154
Some of the best things in life are free, but many of the most meaningful goals demand serious time, effort, and sacrifice. The problem is, we rarely...
Ask HTM - Jumbo Down Payments, Insufficient 25% Savings Rate, & a Failure to Financially Launch #1153
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Overblown AI, Portfolio-Powered Wealth, & K-Shaped Credit #1152
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
The Invisible Economic Forces Shaping Your Life w/ Planet Money's Alex Mayyasi #1151
Try to explain consciousness. Go ahead… we’ll wait. It’s almost impossible, but that doesn’t make it any less real! Same with gravity. You can’t see i...
Ask HTM – Butting Heads with Investing Gurus, 4% Mortgage Ripoff, & Hoarding Cash at Retirement #1150
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Space Stocks, Delaying Debt, & Home Insurance Hardships #1149
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Avoiding the 'Middle Class Trap' w/ Scott Trench #1148
In Rockin' the Suburbs, Ben Folds pokes fun at the “struggles” of middle-class life… it’s angsty, a little whiny, but also tongue-in-cheek. It’s kille...
Ask HTM – Liquid Cash (How Much is Too Much), AI WW3 Portfolios, & Shopping Local (for a Mortgage) #1147
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Rent Reductions, Charity Parity, & Home Equity Sharing #1146
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
The Case for a ‘Good Enough’ Financial Plan w/ Jesse Cramer #1145
Optimization is everywhere in the personal finance world. If we just invest perfectly, we’ll get where we want to go, faster… What's not to love?! Wel...
Ask HTM – Sinking Fund or Pet Insurance, Balance Transfer Card Bonus, & Backfilling an HSA #1144
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Insurgent I-Bonds, Trendy Tiny Homes, & Cutting The Big 3 #1143
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
The $1M Scholarship Strategy w/ Nia Baiyeroju #1142
Most of us think of college as an investment… one that hopefully pays off over decades. And for a lot of people, it does. But with costs skyrocketing,...
Ask HTM – Looking to the Stars to Save, High Price to Pay for Financial Advice, & Setting up a Roth for a Minor #1141
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Mistaken Starting Salaries, Crypto Mortgages, & Self-Inflicted Inflation #1140
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Achieving Financial Independence as a Late Starter w/ Bill Yount #1139
The vast majority of HTM listeners are Gen Z and Millennials - people who are starting early and taking the bull by the horns. But that’s not true for...
Ask HTM - Budgeting for Credit Card Rewards, HELOC for Home Improvements, & Coast FI with Bonds #1138
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight – Recycled Rags, Slow Shipping, & Sayonara Spirit (or not...) #1137
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Building Wealth When Markets Get Messy w/ Ben Carlson #1136
Shark attacks, plane crashes, and lightning strikes… these are the dramatic and headline-grabbing events that are terrifying but incredibly rare. The...
Ask HTM: Conquering Debt-Fuled Lifestyle Inflation, Investing a Used Car Payment, & Making the Most of a VA Loan #1135
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - College Cost Cutting, Predictive Credit Scores, & Work Perk Pruning #1134
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Flights Are Getting Pricier! (*here’s how to pay less*) w/ Kyle Potter #1133
Most of our best memories (and stories) come from trips we’ve taken. Some were incredible international adventures while others were ridiculously chea...